Scuba diving insurance is different than travel insurance. Dive Insurance provides coverage if you are unable to dive due to sickness or injury. We highly recommend that scuba divers purchase a separate annual dive insurance policy, such as Divers Alert Network (DAN) Dive Insurance or Dive Assure Dive Insurance. Your primary medical insurance may exclude scuba diving as a hazardous recreational activity and/or may not provide coverage when you are traveling out of the country. If it does provide coverage, it may pay only a minimal amount for chamber treatments or evacuation expenses related to a diving injury.